In today's world is pretty essential to have a valid Guarantee covering key assets of your property. The alternative is to pay a third party to fix developing defects. This could costs thousands of pounds for example on a basement development. If you take out cover with Building Guarantees and your property develops a structural fault we will repair it free of any charge as long as the fault is not existing.
We have covered thousands of property over the last three years and cover extends to most property assets including damp proofing, timber treatment, insect infestations, basement excavations, structural repairs, under pinning, loft and ground floor extensions, roofing replacements, conservatories, double glazing, domestic new builds and wall stablisation.
Clearly, some contractors do offer guarantees for their work, but if its a sole trader, partnership or limited company with no significant cash assets on the balance sheets, these contractors have the tendency to disappear. We do very frequently take on repairs for those homeowners left with no guarantee where structural defects have developed, then provide an indemnity Guarantee for the repairs which with will hold up in a claim situation.
Some of the chemical manufacturing companies supply Guarantees ,that upon close inspection the Guarantee only extends to supping replacement chemicals and no labour to actually carry out the works. Or the Guarantee scheme has a commutative claims limits as low as £10,000 leaving some without Guarantees in the event of a claim.
The frequency of problems that develop with under pinning, structural repairs or loft conversions is very high indeed, and in the event of a structural crack appearing in the property and the contractor absconding, you will be left alone, your building home policy will identify construction failures and you will have to pay for repairs yourself. Simply take out a Building Guarantee fro us to be covered.
The Damp Proofing industry is notorious for reoccurring problems, mostly from misdiagnosis, and lodging a valid Guarantee claim can be very challenging indeed. Its a fact that 50% of Damp Proofing contractors go out of business at the end of their first year leaving homeowners without any cover their Guarantees being worthless.
All our Guarantees provide for material and labour.
A homeowner or indeed a contractor can take out a Guarantee for any of the above developments or improvements as long as they can provide:
1. The original scope of work or quotation.
2. The contractors invoice for completion of works.
3. In the case of structural developments of notifiable excavation the Building Control completion certificate.
We can then provide a comprehensive Guarantee for cover for either 10, 20 or 30 years depending on the extent of works for a small and reasonable fee.
We have strong links to the Royal Institute of Chartered Surveyors (RICS) and any claims are handled by their Surveyors or equivalent.
We also undertake Structural repairs and a quotation can be obtained
Clicking Here.